What Data We Collect and Why
When you open an account with us, we collect the information needed to verify your identity, process your transactions and keep your account secure. This includes your name, contact details, and payment method identifiers — such as your registered UPI handle, Paytm mobile number or PhonePe
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linked ID. We also collect device and session data to detect unusual activity and protect your account from unauthorised access. We do not collect more than is necessary for these purposes, and we do not share your personal data with advertising networks or data brokers. Access
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to your account and services is subject to local law and is available only where local law permits. Our data practices are aligned with the Information Technology Act and applicable Indian privacy regulations. If you have questions about the legal basis for any processing activity, you
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can reach our privacy team directly using the contact details in this policy.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.